How It Works

Where the sale goes, step by step.

No magic, no fine print. Here is exactly what happens from the first DM to the moment you get paid — and what happens if something goes wrong.

1

Customer enquires

WhatsApp, Instagram, Facebook, or Simulator

2

AI quotes + total

Offerings, fulfilment, itemised Naira

3

Money locks

HarrenaPay escrow — committed funds

4

You deliver

Ship, arrive, or complete the job

5

You get paid

On confirm — or after the hold window

1

Customer enquires in chat

Someone messages the way they already do — WhatsApp, Instagram, Facebook, or the Buyer Simulator. Your AI answers from real offerings: products, services, packages, or retainers. Prices that exist — nothing invented.

2

AI quotes fulfilment and total

Delivery, pickup, remote work, or appointment — your rules. The AI shows an itemised Naira total. Checkout only starts after they explicitly say yes.

3

Money locks in HarrenaPay

They pay through HarrenaPay hosted checkout. The money does not go straight to you — it goes into escrow. AI Commerce never holds funds. You get a clear signal that the money is real and waiting.

4

You deliver or complete the job

With committed money behind the order, you fulfil — ship a product, show up for a service, or deliver digital work. Mark progress with the proof your trust floor requires. That starts the confirmation path.

5

You get paid — or funds stay locked

Standard Escrow releases when delivery or completion is confirmed. Fast Settlement auto-releases 24 hours after funding unless a dispute is opened. If something goes wrong, funds stay locked while evidence settles it.

And if something goes wrong?

The money stays locked. A dispute opens with the conversation record, itemised total and delivery evidence — not screenshots shouted across WhatsApp. Resolution follows HarrenaPay's escrow rules. AI Commerce never decides payouts on its own.

That's the whole system for sellers. Enquire in chat. Quote honestly. Hold the money. Get paid on confirm. Connect WhatsApp, Instagram, or Facebook when you are ready — the commerce engine underneath stays the same.